Quad City Office: 563-459-9424

Iowa City/Cedar Rapids Office: 319-471-7300



Roofing Repairs for Hail & Wind Damage

When hail is over half an inch in diameter to around three-fourths of an inch, roofing damage becomes a concern and warrants inspection. It is a good idea to get a roof inspection for hail damage.

Reasons to Get a Roof Inspection After a Hail Storms

It is often very difficult to assess if there is any underlying damage caused by a hail storm. We are hail and wind experts. We know how to best identify the hidden damages that may be in your roof.

Don’t wait to until you are trying to sell your home to discover that you had hidden damage caused by a hail storm. You'd be surprised at how many home inspectors find hidden damage to roofs at the very last step of a hard-earned sale resulting in an unexpected roof replacement.

Getting a second opinion is a good idea with your roof repair. Insurance adjusters don't always have your best interest in mind and you could be financially responsible for repairs due to crucial areas the adjuster missed. Get a second opinion with Five Star Home Improvement.

Myths About Hail Damage

Myth: I looked at my roof and didn't see any problems; or my roofer inspected it and there are no problems.

Fact: Roofing systems must be physically inspected by someone who has training and experience. Insurance companies send their adjusters to special training so they can properly identify hail damage to property. Unfortunately, there is not much ongoing training for the roofing or home inspection industries.

Myth: I'm not missing any shingles so I must not have damage.

Fact: Missing shingles are related to wind damage claims and can happen during a hail storm if the winds are high enough. However, hail damage is insidious in nature and may not physically cause leakage for years after a hail storm.

Myth: I only have one year to file my insurance claim.

Fact: Many insurance companies do have a one-year time limit and some even less. Still, due to the nature of hail damage, they may pay claims that are submitted past the deadline. This usually happens if a hail storm is widespread.

Myth: My roof is new so it's covered by the manufacturer's warranty, home builder, or contractor.

Fact: Manufacturers specifically name hail as an exclusion to their product warranty. So do home builders and roofing contractors. Newer roofs can actually be more susceptible to hail damage versus older roofs due to the time it takes for a new roof to cure from exposure to the elements.

Myth: I was told my roof has minimal or very little damage and therefore I don't need to file a claim.

Fact: If your roof has any damage whatsoever you have a valid insurance claim and should file with your insurance company. Damage might not cause your roof to leak for years. This is why it's important to have a qualified person inspect your roof.

Myth: My insurance company will cancel my policy if I file a claim.

Fact: Most states prohibit insurance companies from cancelling policies for filing claims arising from severe weather-related events. Check with your state and your policy language to make sure.

Myth: If I don't file my claim, my insurance company won't raise my rates.

Fact: After a disaster, insurance companies may raise everyone's rates. By not filing your claim, your personal rate increase is paying for everyone else's damage except yours.

If you have experienced hail damage, contact us for a FREE inspection!

see what our clients have to say

review our business

Ted and Ryan did excellent work!

"I appreciate how friendly and accommodating they were every day on the job. I know I slowed them down at times with all my questions. Please thank them for all their hard work."

Mr. & Mrs. Keller

Excellent Crew!!!!!

"These are the caliber of men you want on your property, workmanship, and representing your company. Impressive, throw them a bone every once in awhile."

Mr. Kalmes

Alex and German did a great job!

"When we asked questions they answered without making us feel we shouldn't be asking questions. They always left things very clean at the end of the day."

Mr. & Mrs. Roling